Terms and Conditions

Terms and Condition

Feature		Bank	Illegal Loan
Approval Speed	Fast, usually 30 Mins	Longer, with more documents	Immediate, uses illegal way
Qualification Criteria	Flexible, allows lower credit scores	Strict, high credit scores needed	No formal check, but dangerous enforcement
Interest Rates	Competitive rates with transparent fee structure	Lower rates but may have hidden fees	Extremely high, leads to debt traps
Loan Amounts	Small or large loans, flexible terms	Limited short-term options, high minimum amounts	Small loans, short repayment, high interest
Hidden Fees	none, clear costs	May have processing or prepayment fees	Many hidden costs with threats for late payments
Safety and Legality	Fully licensed, legally protected	Regulated	Illegal, using threats and violence

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